Total scam. I had insurance and was searching for a better plan. I came across this website that was offering insurance at a lower price. Person by the name of Brian told me this insurance is cheaper because your not paying for pregnancy, substance abuse etc. in the Obama care. I went over what doctors I have to see if they where in network, examples of charges, copay , deductibles the whole 9 yards about coverage. He assured me this was great health insurance. I had to get blood work done and when it was ran through this so-called insurance, my bill was & 036;510. I called the lab and they went over every draw and gave me the same price if I went in there without insurance. Also my doctor visit was & 036;180, I use to pay a & 036;40 co-pay with my other real insurance. Now I can’t get back into the market place a and to top it all off because I’m self employed and live in New Jersey, no insurance company can sell me any type of insurance not even short term. I even tried aflac and they can’t sell me any accident or hospital insurance. It’s April and I have no insurance until January of next year. I disputed all charges with my credit card company and going to the bbb next. They truly are scum.