The person, Davis Jimmy Leroy one day sent an email to me and proposed a $1.5M business term loan at 6.00% p.a. for 5 years. | He guaranteed that the only fee that a borrower must pay was the loan application fee for $1,800. But, from time to time, he brought up many of new fees that must be all prepaid before the loan disbursement. When completed all requested payment of fees, he brought up that the FinCen intervened and restrained their fund held for disbursement of loan to us, and to lift such restraint he requested us to pay $30,000. We refused it and requested his submission of the proof of FinCen Intervention and it request a borrower like us pay such fee for lifting the restriction. But, none was submitted. | Recently, they requested us to pay $3,500 instead to finalize and disburse the loan fund, and we reluctantly paid. But, he repeatedly brought successive new fees to be paid prior to the loan disbursement such as VAT certificate receipt. Throughout the entire loan processes and communication with the person, he revealed that he did not know anything professional about how the lending business works and he was not aware of regulatory regulation about the upfront fee collection of any loan related fees were prohibited. | The worst part of his business behavior was the he consistently pretended as if he and his company had fund able to disburse immediately, but actually no factual evidence was provided. | It has been over 7 months long communication, but at the end I concluded that they are nothing legitimate lender but merely a fraud. | In order to prevent other consumers from bein tricked and scammed by such fictitious and malicious minded lending scam group, I am filing this scam case.