A woman from this company got very abrubt in telling me about my irresponsibility in having a child and not paying my debt off to this ###!! Like she will ever see a dime!! ppft!! Good Luck!! haha I would rather have bad credit and a buttload of cash than good credit helping this woman feed her irresponsible self!! By the way, I have all the money to pay this debt off, but choose not to untill another company will deal with me in a more ### kissing nature!! lol You want the money, you show me some honey!!